Loans & Credit
Inside Loans & Credit
When credit is a dirty word, the debt must go
Sunday, 12 October 2008
As the economy freezes over, a Finn working in London wants to know how to wipe out her borrowings and cut unnecessary spending. By Harriet Meyer
Consumer rights: Credit cards are the route to a soft landing
Sunday, 5 October 2008
You can't rely on travel cover if an airline goes bust, leaving you stranded. But if you paid by plastic, you may have more financial protection than you think
Store cards: the debt that can last a generation
Sunday, 28 September 2008
They might seem convenient when you're at the till, but if you only pay off the minimum amount each month the interest quickly racks up. Julian Knight looks at a very expensive way to shop
If there's a stain on your name, erase it yourself: How to put right your Credit reference
Sunday, 28 September 2008
Credit repair firms promise miracles if you've been wrongly rejected for a loan. But don't fork out for their services: it's easy to set the record straight
Bypass the credit jam and drive loan costs down
Sunday, 31 August 2008
That new motor can be yours. Look beyond traditional lenders for the cash. Kate Hughes reports
Good habits that last a lifetime can deliver rich rewards
Sunday, 6 July 2008
In a faltering economy, it's wise to be setting cash aside for the future, whatever your circumstances. Kate Hughes shows you how
One in the eye for PPI: the cover that is out of credit
Sunday, 8 June 2008
As payment protection insurance is slammed by the competition watchdog, Kate Hughes asks if anyone should be buying these policies
James Daley: Overdraft fees can make you see red
Saturday, 31 May 2008
Almost all of Britain's high street banks have overhauled their overdraft charges over the past couple of years, deciding not to wait for the outcome of the bank charges test case, which has been under way since January, and which will, ultimately, settle what is fair and what is not fair when it comes to current-account fees.
Hitch a ride with your credit card – or your mortgage
Saturday, 24 May 2008
As the cost of flying goes up, companies are offering creative ways to collect air miles. By James Daley
Debts out of control? Here's what you can do
Saturday, 10 May 2008
Costs are soaring and times are tough, but there are ways to fix your finances. Here's how, says James Daley
Britons run scared of banks and stash their cash at home
Sunday, 27 April 2008
Savers are becoming much more cautious, with one in 10 people thinking their money is safest under the mattress, a survey from Newcastle Building Society suggests.
First round to the OFT in its battle against 'unfair' bank fees
Saturday, 26 April 2008
However, if you're waiting to claim back charges, there is still a long way to go, says James Daley
James Daley: Be careful what charges you wish for
Saturday, 26 April 2008
The popping of champagne corks on Thursday – when the Office of Fair Trading (OFT) won its court case against the banks – was more than a little premature. While the result does, indeed, open the door for an OFT clampdown on bank charges, it is improbable that anything will happen in 2008, and there is no guarantee that there will be a resolution even before the end of 2009.
Plastic loses out due to credit crunch
Monday, 21 April 2008
Shoppers spent £5bn more in notes and coins last year, according to research that challenges the long-held view that Britain is becoming a cashless society.
10 ways out of the credit crisis
Wednesday, 16 April 2008
Slash? Spend? Guarantee? Co-ordinate? We analyse the options for Gordon Brown as he heads for US talks on the credit crunch
As economic clouds follow him to the US, what can Brown do?
Wednesday, 16 April 2008
Gordon Brown vowed not to be diverted from taking the "right long-term decisions for the country" as he flew to the US today for talks in Wall Street on the global credit crunch.
Darling embarrassed as Northern Rock fails to pass on rate cut
Tuesday, 15 April 2008
Gordon Brown sought yesterday to convince voters he is not out of touch and that he understands their anxiety about the gathering economic gloom.
As chill winds blow through the City, it's springtime for savers
Sunday, 13 April 2008
With the banks and building societies desperate to attract cash, high-paying accounts are there for the taking, writes Laura Harding
As lenders prepare for the worst, will prices tumble down like a house of cards?
Sunday, 6 April 2008
Julian Knight reports on the possibility of a vicious circle in which falling values choke off the supply of mortgages, translating in turn into further falls
New banking code aims to win back public trust
Monday, 31 March 2008
Banks have agreed a "new deal" with the public after a series of attacks on their behaviour, ranging from reckless lending to the closure of the accounts of people who make complaints.
Banks strive to show that they're not the bad guys
Sunday, 30 March 2008
Amid rows over unfair treatment of customers, new standards are coming into force. James Moore and Julian Knight report
Absolute return funds: Is this the best of all possible worlds?
Saturday, 29 March 2008
A promise of profits without risk. Kate Hughes is slightly sceptical
Borrowing: You don't owe a penny but they're after you
Sunday, 16 March 2008
Sue Hayward reports on why innocent people are targeted over loans gone bad, and shows how to stand up to the debt collectors
Borrowing: Rates pause for breath
Sunday, 9 March 2008
The Bank of England has left interest rates on hold at 5.25 per cent. The decision, widely expected, is seen simply as a pause for breath, prior to a fresh round of rate cuts this summer.
Record numbers complain about payment insurance
Saturday, 8 March 2008
Record numbers of customers are claiming they have been missold personal payment protection (PPI), the discredited insurance taken out to guarantee instalments for mortgages, loans and credit cards.
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