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Rostered Church Worker Consolidation Loans

Consolidate Bills Into One Monthly Payment

LCEF is proud to offer the Debt Consolidation Loan Program to LCMS rostered church workers. This program is designed to lend personal financial management assistance and to help consolidate debt into one monthly payment.

About RCW Consolidation Loans
Benefits

In response to the request of the Synod and as approved at the 1998 LCMS Convention, LCEF is proud to offer the Debt Consolidation Loan Program to LCMS rostered church workers. This program is designed to lend personal financial management assistance to LCMS ordained and commissioned ministers (on active or emeritus status), allowing them to effectively focus on their calling—witnessing and teaching the Gospel of Jesus Christ to others.

LCEF consolidation loans are available to qualified applicants in approved states. A list of approved and non-approved states is available here.

  • Competitive interest rates.
  • Ability to consolidate outstanding unsecured loans such as credit cards, medical fees, or taxes.
  • Friendly, knowledgeable loan officers.
  • Internet and automated telephone access to loan information.
  • Program participants receive the “ministry dividend.” Investments at LCEF earn a competitive interest rate, and these investment dollars also help further the Lord’s work. Your true investment is in helping others—just as they are helping you.
RCW Consolidation Loan Forms
RCW Consolidation Loan Brochures
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Have a question?
Contact your local LCEF District Vice President, contact LCEF directly at Contact Us, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday.