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Rostered Church Worker Approved & Non-Approved States

LCEF has been approved in most states to make residential, home equity and consolidation loans. However, there are a few states that have not allowed us to make residential, home equity, and/or consolidation loans. In a few of the states, there are some state-specific regulations that we must follow in order to make loans in these states.

Residential Loans (Purchasing/Refinance)
Consolidation Loans
Home Equity Loans

The following states are NOT approved:

  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Nevada
  • New Jersey
  • Pennsylvania
  • Utah
  • Wyoming

Specific state regulations are applicable in the states of Arizona, Iowa, Massachusetts, Montana, North Carolina, West Virginia and Wisconsin. Call 1-800-843-5233 any time between 7:45 a.m. - 4:15 p.m., CT, Monday through Friday, for details.

The following states are NOT approved:

  • District of Columbia
  • Hawaii
  • Nevada
  • New Jersey

Specific state regulations are applicable in the states of Arizona, Florida, and North Carolina. Call 1-800-843-5233 any time between 7:45 a.m. - 4:15 p.m., CT, Monday through Friday, for details.

The following states are NOT approved:

  • Alabama
  • Connecticut
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Maine
  • Maryland
  • Montana
  • Nevada
  • New Jersey
  • New York
  • Pennsylvania
  • South Carolina
  • Texas
  • Utah
  • Vermont
  • Wyoming

Specific state regulations are applicable in the states of Arizona, Indiana, Iowa, Massachusetts, and West Virginia. Call 1-800-843-5233 any time between 7:45 a.m. - 4:15 p.m., CT, Monday through Friday, for details.

Non-Approved States Forms
Non-Approved States Brochures
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Have a question?
Contact your local LCEF District Vice President, contact LCEF directly at Contact Us, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday.