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Health Savings Account (HSA)

Use Pre-Tax and Tax Deductible Dollars Toward Medical Expenses

With the onset of rising healthcare costs, you might have a High-Deductible Health Plan (HDHP) option. Many employers, including Concordia Plan Services, offer an HDHP as one of their health coverage options. There are HDHP’s that are compatible with LCEF’s Health Savings Accounts (HSA) allowing employees to use an HSA to pay for qualified medical expenses with pre-tax and tax-deductible dollars.

HSA Benefits & Features
  • Competitive rates with LCEF’s HSA, the FlexPlus Certificate.
  • Contributions are tax-deductible; earnings grow tax-free.
  • Redemptions are tax-free for qualified medical expenses.
  • Balance carries over from year-to-year (no “use it or lose it” worries).
  • Plus, HSA dollars at LCEF earn the “ministry dividend”—your dollars work for you and the Church at the same time!
  • Minimum amount to open an HSA FlexPlus Certificate is $1.

Visit our Health Savings Account Service Center—an additional online resource to learn more about Health Savings Accounts, eligibility, and opening or servicing an HSA account.

For more information about an HDHP, contact your employer or health insurance provider. Concordia Plan Services’ number is 1-888-927-7526.
Health Savings Forms
Health Savings Brochures

Health Savings Account Center

Special Service Fee Notice

Search our literature rack for additional brochures.
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Have a question?
Contact your local LCEF District Vice President, contact LCEF directly at Contact Us, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday.
LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.