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Family Emergency StewardAccount®

Set Aside Funds for the Unexpected

Family Emergency StewardAccount® is an LCEF investment offering an opportunity to set aside funds for the unexpected and unplanned expense, while earning competitive market rates.

An application and Offering Circular are available.

Features of the Family Emergency StewardAccount
Interest-Bearing Investment
Electronic Investment
Check-Writing Privileges
  • $25 minimum investment to open account.
  • Interest compounded and paid monthly at month end.
  • Interest rates adjusted monthly.
  • No monthly maintenance or membership fees.
  • Fees may be charged for customer-initiated special service requests.
  • Minimum $25 monthly investment required until account balance reaches $10,000.
  • Available options for monthly investment are:
    • LCEF initiates withdrawal directly from your checking account (external financial institution)
    • LCEF transfers funds from your existing StewardAccount or Dedicated Certificate.
  • Additional electronic investments, such as a direct deposit from your payroll, are allowed; however, these investor-initiated transactions do not satisfy the monthly requirement.
  • Initial quantity of checks provided FREE; replacement orders competitively priced.
  • Minimum amount per check is $250.
  • Limit of 12 checks per calendar year.
  • Cancelled checks truncated and held by UMB Bank for safekeeping.

Note: The StewardAccount is not available to investors living in South Carolina, per the state’s offering circular.

* StewardAccount access services are offered through UMB Bank, n.a.
Family Emergency Forms
Family Emergency Brochures

Investment Application - Individual

Search our literature rack for additional forms.

Search our literature rack for additional brochures.
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Have a question?
Contact your local LCEF District Vice President, contact LCEF directly at Contact Us, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday.
LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.