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Individual Investment Opportunities

Knowing that your dollars are helping to build churches and schools, as an LCEF investor, you can also have unique goals for your funds. To help meet those goals, LCEF provides a variety of investment products offering competitive interest rates and accessibility.

Individual Investment opportunities include:

  • Dedicated Certificate

    A demand certificate with a multi-tiered minimum balance, an initial minimum investment of $100, and a variable interest rate.

  • Family Emergency StewardAccount®

    A demand certificate, with a variable interest rate, requires an initial investment of $25 and a monthly electronic investment of $25 or more.

  • Health Savings Accounts

    Use pre-tax and tax-deductible dollars to help pay for medical expenses.

  • IRAs

    (Traditional, Roth, Coverdell Education Savings Accounts)

  • K.I.D.S Stamps

    Issued in $.25 and $1.00 increments.

  • Certificate

    A demand certificate with a multi-tiered minimum balance, an initial minimum investment of $100, and a variable interest rate.

  • Term Notes

    Fixed: A note having available terms of 6, 9, 18 months and 1, 2, 3, 5, or 6-20 years, an initial minimum investment requirement of $500, and a fixed interest rate.

    Floating: A note having a term of 30 or 60 months, an initial minimum investment requirement of $100 and a variable interest rate.
Individual Investment Forms
Individual Investment Brochures

Investment Application - Individual

Search our literature rack for additional forms.

Search our literature rack for additional brochures.
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Have a question?
Contact your local LCEF District Vice President, contact LCEF directly at Contact Us, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday.
LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.