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Dedicated Certificates (Individuals or Organizations)

Earn Interest and Redeem Your Funds Any Time

LCEF’s Dedicated Certificate interest rates adjust monthly based on the money market rate published in the Bank Rate Monitor™. The tiered interest rates rise as your balance grows.

Why invest with Dedicated Certificates?
  • Earn interest and redeem your funds at any time.
  • A minimum $100 (custodial investments for minors: $25) investment.
  • Additional investments can be made in any amount.
  • Redemptions can be made without penalty.
  • Interest rates adjust monthly based on the money market rate published in the Bank Rate Monitor™.
  • Tiered interest rates that rise as your balance grows.
  • Investments and redemptions by telephone available.

Note: Not available to investors living in South Carolina, per those state’s offering circulars.

To answer your questions about LCEF Investments go to our FAQ’s.
Dedicated Certificates Forms
Dedicated Certificates Brochures

Investment Application - Individual

Search our literature rack for additional forms.

Search our literature rack for additional brochures.
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Have a question?
Contact your local LCEF District Vice President, contact LCEF directly at Contact Us, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday.
LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.