FINANCIAL MAKEOVER

30-Somethings Should Build a Solid Foundation

By BILL LOSEY

Names: Katherine and Scott
State: California
Income: $62,000 a year
Net Worth: $55,000

Occupations: Community-college professor and real-estate agent

Issues: Katherine, 38, a reading and writing instructor two years into her career, is the sole breadwinner. Scott, 33, is starting...

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