Mortgages Personal Finance National Newspaper of the Year

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Lloyds TSB's two-year tracker at 0.18 per cent over base, giving a pay rate of 5.43pc.

MORTGAGES

Interest rates relief for homeowners
But rates may not come tumbling down immediately for many homeowners writes Myra Butterworth
07 Feb 2008

Interest rates cut by 0.25 per cent
For tens of thousands of borrowers it may be some time before they reap the full benefit, writes Myra Butterworth
07 Feb 2008

Are you worried about repossession?
The spectre of a housing market dogged by repossession orders looks set to become a reality once again.
05 Feb 2008

How to keep the roof over your head
Expert tips on the best mortgages to beat the credit crunch. By Kara Gammell.
31 Jan 2008

Need a good home loan? The answer to your problem is in the post
The Post Office's new fixed-rate deal is competitive but rate cuts may mean it's not for you, says Myra Butterworth.
23 Jan 2008

Abbey tightens its lending criteria
Abbey has effectively shut the door on first-time buyers, write Paul Farrow.
22 Jan 2008

Rate freeze hurts homeowners over mortgages
Hard-pressed homeowners hoping for the cost of their mortgage repayments to fall in the New Year have been dealt a blow following the Bank of England's decision the leave rates unchanged at 5.5 per cent.
10 Jan 2008

The best remortgage options
Mortgage costs are at their highest for seven years and it is getting more difficult by the day to get a decent deal – not helped by several lenders refusing to pass on December's base rate cut, writes Kara Gammell.
09 Jan 2008

Property trusts: is it time to go contrarian?
Spend 70p and get £1 worth of assets and a decent yield: it's a tempting punt for the bold investor. Or is it too early? Paul Farrow investigates
06 Jan 2008

Revenue offers free lunch with a pension
Cash back from the taxman, low charges and flexibility - no wonder Sipps are the hottest product, says Niki Chesworth.
05 Jan 2008

How to avoid mortgage misery in 2008
The cost of mortgages has been rising for several months and there seems little respite ahead for borrowers, despite predictions of further interest rate cuts in the coming months - and it leaves millions of homeowners at risk.
03 Jan 2008

The property hotspots for 2008
House prices in the South of England and Scotland are to soar, reports Myra Butterworth.
29 Dec 2007

'We may be looking at a housing market as flat as a pancake'
Kara Gammell discovers what the experts' outlook is for homeowners.
28 Dec 2007

Lenders keen to lure big depositers
lenders are keener than ever to attract borrowers with big deposits as opposed to those with little or no money to put down because the former are regarded as being lower risk.
14 Dec 2007