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First-time buyers: Five things you must do


Last Updated: 12:01am GMT 26/01/2008

Do's

  • How to be a first-time buyer
  • Five things you must not do

    • 1 BUY with another but find out about ‘pre-shack' agreements first: contact Foot Anstey, www.smartsharedhomes.com, and www.smartnewhomes.com

    2 BUY into shared ownership: deals may include buying a 12.5 per cent share of a property and renting the rest.

    3 COMPARE and contrast first-time buyer deals from developers and firsttime buyer mortgages being offered by lenders.

    4 REMEMBER that developers may be offloading stock as the market turns, and that prices can go down as well as up.

    5 SEEK out cheaper areas.

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