Offer flexible options for virtual recharge, and enable purchases charged to a prepaid wireless account or postpaid phone bill.

• Wireless Postpaid
• Wireless Prepaid
• Wireless Prepaid Recharge

Wireless carriers and other service providers can now offer subscribers an online postpaid payment alternative – one which allows subscribers to make payments for goods and services that appear as individual or aggregated purchases on their monthly wireless phone bill.

The Monneta Wireless Postpaid Solution enables subscribers to make payments using their wireless phone bill as the funding source. The service provider defines which merchants to whom subscribers have access, and can set spending limits according to provider policy. The subscriber receives a record of their purchases in addition to wireless activity on their monthly wireless bill.

Merchants can introduce the acceptance of wireless postpaid  payments directly into their regular online order acceptance and processing stream by adding our Merchant Integration Kit. Since consumer identification and postpaid authorization are verified in real-time, merchants enjoy the benefits of a “good funds” model, where the payment is guaranteed for approved transactions, without additional expenditures for fraud and chargeback protection. Also, by avoiding standard credit card minimums, merchants can create a profitable business model for accepting micropayments that will drive additional revenue opportunities and handset usage for carriers.

• Consumer payments funded directly from a wireless account in real time, safely and securely
• Purchase detail captured on monthly wireless bill
• "Good funds" model for merchants through real-time funds verification
• Cost-effective micropayment acceptance model for merchants
• Online balance and transaction histories for both consumers and merchants
• Subscriber interface exclusively service provider-branded
• Merchant Integration Kit, for simple, disruption-free integration with existing commerce systems

As the same transaction engine powers all solutions in the Monneta Product Suite, they share the same Technical Features.

Monneta Wireless Prepaid

Wireless carriers and other service providers now have an online prepaid payment alternative to offer wireless subscribers. Monneta Wireless Prepaid allows subscribers to use prepaid value to make secure, real-time purchases from online merchants. The service provider defines which merchants to whom subscribers have access, and can set spending limits according to provider policy.

Merchants can introduce the acceptance of wireless prepaid payments directly into their regular online order acceptance and processing stream by adding our Merchant Integration Kit. Since consumer identification and prepaid funds are verified in real-time, merchants enjoy the benefits of a “good funds” model, where the payment is guaranteed for approved transactions, without additional expenditures for fraud and chargeback protection. And, by avoiding standard credit card minimums, merchants can create a cost-effective business model for accepting micropayments.

When used in conjunction with Monneta Wireless Prepaid Recharge, subscribers have the convenience of using their prepaid value for voice and e-commerce, with the added benefit of recharging their accounts right from their wireless device or desktop. Wireless carriers enjoy increased revenue from more frequent account refills and reduced refill administration costs.

• Consumer payments are funded directly from their prepaid account in real time, safely and securely
• "Good funds" model for merchants through real-time funds verification
• Cost-effective micropayment acceptance model for merchants
• Online balance and transaction histories for both consumers and merchants
• Subscriber interface exclusively service provider-branded
• Merchant Integration Kit, for simple, disruption-free integration into existing commerce systems

As the same transaction engine powers all solutions in the Monneta Product Suite, they share the same Technical Features.

Monneta Wireless Prepaid Recharge

Wireless carriers and other service providers can now offer wireless subscribers fast and convenient prepaid refill. The Monneta Wireless Prepaid Recharge solution provides subscribers with an alternative to today’s "scratch-card" method of accessing and refilling prepaid minutes.

With Monneta Wireless Prepaid Recharge, subscribers can purchase prepaid minutes using a credit card, ACH, or real-time debit from a DDA account—right from their wireless device or desktop. With virtual prepaid refill, wireless carriers can enjoy increased revenue from more frequent account refills and reduced refill administration costs.

Product Highlights

• Convenience and cost savings of virtual refill
• All major payment options, including credit card, ACH, or real-time debit from a DDA account
• Online balance and transaction histories for both consumers and merchants
• Subscriber interface exclusively service provider-branded
• Platform-independent architecture facilitates easy integration with legacy systems

As the same transaction engine powers all solutions in the Monneta Product Suite, they share the same Technical Features.